One of the last ways you can fight foreclosure is to make them produce the note. In many cases the note is sitting in a warehouse somewhere and nobody knows or cares where it is.
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Fight Foreclosure: Make ‘Em Produce The Note!
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Dear “Lawyerdude,”
To set the record straight- Chris Hoyer is a formal federal prosecutor. Look him up on PACER, Westlaw or Lexis. CNN and the AP press just did story on this strategy in which they interviewed Hoyer. Google “produce the note” and it will come up.
By the way, “Lawyer Dude” aka Douglas Palaschak the Calif. Bar website says you were disbarred for practicing law while on interim suspension. Who are you to criticize anyone?
Superb shutdown.
Who gives a crap!! Point is he’s right!!!! Your probably one of the blood sucking, greedy, big stinking pile of crap traders that helped get us in this mess!!!! Huh?
ncn0011-
you rock! :-)
Wow, you’re quite well informed!! What a wonderfull way to shut up such a pain in the ass! :-D
And you would think that Lawyerdude, being a “real lawyer with 26 years of experience”, has better debate tactics than calling everyone “dumbass” and “idiot”…
You would think he would have better tactics. Oh well, the point is that this strategy should reach as many people as possible. Chris Hoyer was on Good Morning America today discussing the produce the note strategy. Go to the ABC News website to view it.
Hopefully this is good enough proof for “Lawyerdude.”
people who borrowed money $100K+ and lived LARGE and now cant pay it back shouldn’t get any sympathy. produce the note will only delay the inevitable.
CNN and AP are in the entertainment business. “Produce the note” strategy is mere obfuscation – as if anyone really believes that the copies on file are bogus. If it works then “produce the record” of where it worked. The disbarment was bogus. I was licensed to do bankruptcies and I did them. They did not even invite me to the hearing.
Scott, you haven’t a clue, so your saying that the theory is right is meaningless. You don’t know. As for “the mess” it is the big banks. I am in favor of making the big banks be responsible for their mistakes. I am a bankruptcy lawyer. The government never saves individual humans from foreclosure (except temporarily during bankruptcy) so why should they treat a bank any differently. The government has always discriminated against the smaller banks even though they are often more sound.
There are better tactics. It is a complex problem. Robber Barons attempt to monopolize and “jew” people out of their money. Warren Buffet’s fortune was made by monopolization and abuse of the financial markets. The richest man is Slim Heku the phone monopolist of Mexico. The “job based” economy is proof itself that the robber barons have been effective in divesting us of ownership of the infrastructure that we produced ! Karl Marx warned us.
Check out my educational syllabus about the problem. You can link to it from my YouTube video about the federal reserve. Google for Lawyerdude Federal Reserve.
There is no place for that kind of prejudicial language in an attempt at an intelligent discussion. I am reporting this comment to YouTube.
This guy tries to be like a hero, but he’s talking about a bunch of suckers living in
fax-mansions made of pressboard and plastic numbed out from 500 episodes of Wife Swap – willing to believe any line of banker horseshit as long as it leads to a 3 car garage and vaulted ceilings.
“Fight for the house”? I heard a lot of the big holders like BOA are actually holding off on forclosures to stall the losses on their books.
He’s got a point, but the best way to stop foreclosure is with an attorney assisted loan modification. See my channel if you don’t want to get to the point where you hope the court will hold off on foreclosure because the lender can’t produce the original note.
The Federal Reserve (privately owned by by europeans) creates unlawful money (constitution-art.1,sec.8,10) from thin air! They loan it to the Government and you but expect 100%+interest. Watch freedom to fascism, moneymasters, Zeitgist-the addendum to witness your enslavement. When you loose your house they don’t pay you back all you’ve given=theft . When they create money it causes inflation. Your money is worthLESS= theft. We are slaves in a country where the constitution is obliterated
This video is genius. Thanks again.
You will get copies of the note and loan terms. It’s all your closing docs. Service co’s are terrible. They will show up in court and show the judge all the proper paperwork.
Well said and referenced. The wild thing is that most people don’t read the constitution, let alone understand it, thus this crap marches forward.
Chris Hoyer Foreclosure Advice: Demand Banks Produce the Note as Required by Law. Homeowners should demand their bank produce the promissory note in court, legal experts say.
When I purchased this house was newly build…is this Note, a deed of sale of the original property? I was refinancing it numerous time…so that means banks won’t be able to produce the Note?
My house went through the Sheriff’s sale in 11/08. I am four and a half months through the 6 month redemption period. Can “produce the note” help at this point?
god bless you for informing familys like ours…in over 3 LONG YEARS DEFAULT
& we always wondered
WHY IN THE WORLD hasnt our NEW CONSTRUCTION house FORECLOSED
& now we will MAKE COUNTRYWIDE
PRODUCE our ORG BANK LOAN NOTE
or the QUEENS COUNTY COURT former SHERIF will tell OUR 2 COURT JUDGES4sure!
god bless you,
sincerely we love our HB HOUSE
& want to STAYpermantly! 5STARS
NO STARS FOR COUNTRYWIDE!
There seems to be some confusion, and there are answers that some of you may need. The, “NOTE,” is the ORIGINAL documents or your LOAN. The money you borrowed to buy the house. If they cannot produce the ORIGINAL DOCUMENT, then the loan you borrowed is essentially dissolved, and the house is yours FREE AND CLEAR!!!
Also, even if you’re not in forclosure, we should still make them produce the note. Without it we have no obligation to continue paying back our own credit!
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