My house is in foreclosure, with a sale date pending. The lender (Countrywide) mistakenly cancelled my repayment plan. We are trying to clear the mess up, but in the meantime the sale date is looming. Is there any way to make them postpone the sale date? Is there something I can file with the court?
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You can contact a stop foreclosure service like FFPS @ http://www.express-appraisals.net for more details.
Quick Note: the person that posted below me indicated that you would need an RE attorney to stop foreclosure – this is not entirely accurate.
Foreclosures can be stopped up to the date of sale – we have successfully stopped foreclosures up to 10 days prior to sale 100% of the time – but, less than 10 days, our percentage drops dramatically.
If you’re serious about stopping foreclosure -go online to our site and register for the stop foreclosure program.
Instead of contacting the lender (Countrywide) you need to contact the attorney who is handling the foreclosure. At this point you will get no help from the lender because they consider it a done deal when they file the Notice of Default. Ask the attorney if he will allow an extension but note that he doesn’t have to legally work out a solution with you. You can also ask if he would allow a short sale (highly unlikely but do ask) this could by you a little time to find another place to live. Otherwise, you will have to be out before or on the date of sale and can get in trouble for trespassing if you are still there. At this point its out of your hands and in the hands of the lender’s attorney. Most lender do not want to foreclose but more and more are because the government got after them for their creative financing programs.
I bought a foreclosure from Countrywide as well…….
I know what your going through ,I could write a book on this stuff, call the foreclosure dept. and they will extend the sale date if there is good reason ,and you should call them every day and call all the dept’s you can to get an answer ,ask for a new repayment plan and they should work with ya if not you still have options, e-mail me I’ll tell ya
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